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Effective 3 January 2018
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The Forman Hardy Holdings Pension Scheme (the “Scheme”) -
The Scheme is a Defined Benefit pension scheme which closed to future accrual of benefits from 31 March 2013. The current membership are pensioners or deferred pensioner members who receive pension benefits on retirement based on their salary and service in the Scheme. The Trustees of the Scheme administer the Scheme according to the Scheme Rules and make decisions on the funding and investment strategy and the benefits paid.
What is the Statement of Investment Principles (‘SIP’)? - The Trustees are required by law to have a SIP which sets out the Trustees’ investment objectives and investment strategy, as well as other disclosures as required by legislation.